The introduction of Dynamic Investments will have a profound and positive effect on all virtually areas of the investing world. Here are just a few examples:

Individual Investors

Dynamic Investments meet the goals of the investing public as discussed on Slide 03. They are simple to understand, capable of producing higher returns with lower risk than MPT portfolios and provide absolute protection from market crashes. Because DIs have the built-in intelligence to automatically signal trades to both capture positive returns and to avoid losses, they allow individual investors to simply ignore the flood of information and expert recommendations produced by the financial industry on a daily basis. By doing so, DIs lower investor stress levels significantly. DIs will enable thousands, if not millions, of individuals to enter the market with confidence and without fear and Financial organizations that offer them can expect to expand their prospect / client base significantly.

Portfolio Designers

Today's portfolio designers have an incredibly difficult job. They must try to predict which areas of the market will rise in price and then select from dozens of investment types that track these areas. This problem goes away with Dynamic Investments. Using DIs, portfolio designers identify groups of ETFs to place in the DI’s Dynamic Equity Pool and then let the "market" decide which to buy based on a periodic sampling of price trends. For example, a portfolio designer who believes that the stock asset class will thrive in the near future can create use a Dynamic Investment with a DEP that holds ETFs tracking the total stock market, SmallCap stocks, LargeCap stocks and “value” or “growth” for each. At a periodic Review event, the market will select the stock “type” to purchase and hold until the next Review. And placing a Bond ETF in the DEP makes this “asset-focused” DI a winner in all economic conditions.

Portfolio Managers

Today’s portfolio managers have just as difficult a job as designers. They must decide when to rebalance a portfolio to retain original asset allocations and when to change portfolio holdings to either capture more gains or to avoid losses. Using DIT management methods all of these problems go away. DIT provides a firm set of portfolio management rules for when to review the portfolio and when to make trades based on a periodic sampling of market trends. With DIT there is no “guessing” about when to take action and the type of actions to take.

Financial Advisors

In a DIT-based future of investing financial advisors will be able to select optimized Dynamic Investments from catalogs produced by the NAOI, ETF developers (see below), and/or other DI designers. And these catalogs will show for each DI the ETFs used along with all types of historical performance data. This will enable advisors to simply select the DIs they feel are appropriate for a client and combine them in a Dynamic Portfolio as discussed on Slide 04. Once implemented, these DIs manage themselves by signaling trades on a periodic basis as discussed on Slide 03. As a result of this greatly simplified portfolio development and management process, advisors can not only provide higher performance portfolios than they do today, they also free up time that can be used to provide other valuable services to the client such as financial planning. By doing so advisors who offer DIs gain a massive competitive advantage in a crowded field.

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ETF Developers

ETF developers will benefit significantly from the introduction of Dynamic Investments. DIs enable ETF developers to create a full product line of powerful Dynamic Investments virtually overnight with little effort or expense by simply combining existing ETFs in the Dynamic Investment structure. By doing so ETF developers “monetize” ETF combinations and uncover massive hidden value currently lying dormant in an ETF product line.  

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401k Plan Users and Providers

Dynamic Investments are the perfect “default” investment type for Retirement Plans of all types. Their buy-and-sell management strategy does not incur a higher tax rate as retirement plans are tax deferred. And as discussed on Slide 04 the NAOI Market-Biased Portfolio delivers higher returns with lower risk than any MPT portfolio or “target-date” fund in existence. And because all trades are made based on objective sampling of market price trends, the entire management process can be automated.

Discount Online Brokers

When the public learns about the simplicity and performance of Dynamic Investments they will want to take advantage of them. People will have two choices - to work with advisors who offer DIs or to use them to invest on their own using an online Discount broker. DIs are comprehensive, “plug-and-play” investments that are so easy to implement and manage that a new breed of self-directed investor will be emerge. The online brokers who offers to automate the simple rules for managing DIs as a part of their trading platform will capture this audience that could number in the millions. The NAOI can show these organizations how via a consulting agreement or Partnership as described on Slide 09.


These are just a few areas and applications that will be greatly enhanced by the use of Dynamic Investments. They will bring millions of new investors into the market. Only organizations that offer them will be able to capture this market. The NAOI can show you how via the support services describe on Slide 09.

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