The first component of NAOI investor empowerment is education. Unfortunately in today's financial world comprehensive and objective investor education is virtually nonexistent. Academia is strangely absent in this area. Where have any of us been offered a serious course in personal investing in either high school or college? The answer is "nowhere." As a result individuals are forced to turn to financial advisors for investing education. Of course financial advisors are also salespeople so objectivity is severely compromised.
The NAOI was created to fill this void and to provide the objective education that the public needs to become confident and effective investors.
NAOI Education Background
The NAOI was established in 1997 with the mission of teaching individuals how to invest. During that period anyone with a computer and an internet connection suddenly had the power to invest on their own using an online broker. But nowhere had they been taught how to invest. Power without knowledge is a dangerous thing and many individuals lost a lot of money by engaging in such activities as day trading without understanding how investing works.
To address this problem the NAOI created the "Individual Investor Certification Program" that was the first comprehensive and academically rigorous investor education program available in the market. Finally individuals had a resource that could make them "smart" investors. Since its introduction thousands of individuals have graduated from the Investor Certification Program and the NAOI has become the market's leading supplier of serious investing education untainted by a sales bias.
Since 1997 the NAOI education resources have expanded significantly as explained on this Web page.
NAOI Education Advantages
It is not hard today to find all manner of investor education offerings in the form of books, seminars, trade shows, continuing education classes, etc. But it is hard to find such offerings that are not trying to sell you something. Objective investing education, having as its only purpose to improve the investing skills of the student, is virtually nonexistent. This is why the NAOI stands apart from other purveyors of investing education today - our education products are completely objective. Here are several reasons why we dominate the field of investor education:
Objectivity - The NAOI is not controlled by any financial organization. We sell nothing but objective, comprehensive, high-quality investor education. Our books and courses are not biased toward any product or service sold by any specific financial organization.
- Experienced - The NAOI has been teaching the art and science of investing for close to two decades. And each year we evaluate our books, courses and seminars based on student feedback in order to continually improve our content and methods of delivery. Our education products have been honed to provide the investing education that the public wants and needs.
- Dynamic Education - Investing is not a static field of endeavor. It is always changing. NAOI education products are continuously updated to include new developments in the field. We do this by including an online component to the course books that we publish to keep the content current. Periodically we will also completely revise a product such as the Individual Investor Certification Program to make sure it is closely aligned with the current state of investing.
- Actionable Education - Too many investing "education" books available today are read and then put on the shelf never to be picked up again. NAOI education products are designed to be used over and over again. In addition to education content they reference online resources such as calculators, worksheets, checklists and Web sites that are constantly changing in order to enable students to transform knowledge into action.
NAOI education products are not designed to simply be "read" but to be actively used by students in the investing process.
The NAOI Education Knowledge Base
One of the NAOI's greatest assets is our Investing Knowledge Base. This asset includes thousands of pages of investing course material that we have created over a decade of teaching thousands of individuals the art and science of investing. The knowledge base content is constantly refreshed based on new developments in the market, new resources available on the Web and most importantly based on feedback from our students. It is the NAOI Investing Knowledge Base that enables us to rapidly and efficiently create new NAOI investing courses for sale to the public and to create customized education courses for our NAOI Education Partners and our Academic Partners.
NAOI Education Products Categories
Investor education is a vast field of endeavor and investors come with all levels of experience and financial profiles. Therefore a comprehensive investor education solution must be equally vast and varied. That is why the NAOI doesn't simply offer "books on investing", rather we offer an entire product line of educational resources and solutions. Regardless of an investor's experience level or areas of interest, the NAOI has an education product to meet it. An overview of the NAOI investor education product line "categories" is shown below.
Category 1: New Development Education
One department of the NAOI is devoted to Research and Innovation. We cannot meet our mission of empowering investors by using traditional investing methods, many of which are growing obsolete in today's markets. When we develop a new investment type or methodology such as Dynamic Investment Theory the Education department of the NAOI communicates it to the world not via marketing brochures but via a first-class education offering.
At right is the cover of the NAOI book / study course that describes Dynamic Investments and teaches both the public and the financial services industry how to use them. In the NAOI corporate structure our Research and Education Departments work closely together to meet our mission of empowering the public to become confident and effective investors.
This book will be released in June of 2016 and available in our online store on this site.
Category 1A: Dynamic Investment Application Reports
The Dynamic Investment Bible book mentioned above teaches the basics of Dynamic Investing. Yet there are an unlimited number of applications of this new approach to investing in the real world of investing. There is thus a need for what the NAOI calls Dynamic Investing Application Reports that focus on how this new investing approach can be applied to specific areas of investing.
Dynamic 401(k) Plans Application Report
For example, the use of Dynamic Investments has the power to completely revolutionize the world of 401(k) Plans. And while this application is mentioned in The Dynamic Investment Bible, a more detailed discussion is warranted. To provide this additional material the NAOI will create an Application Report on this topic as illustrated at right. Such Application Reports will be released periodically by the NAOI and made available in the NAOI online store on this site. These reports will typically be less than 20-pages in length, extremely affordable and offered in either hardcopy and downloadable PDF format..
The NAOI will announce all new releases in this area via the Update Alerts Email List that you can sign up for at the bottom of this and all pages of this site.
Category 2: Basic Investor Education
Investing for Beginners: 2016
The NAOI knows that there is a tremendous demand for a clear, concise and simple book on the basics of investing.
We will provide one each year with the above title followed by a year so that it is constantly up to date. Thus, soon we will be releasing the "Investing For Beginners - 2016" study course.
"Beginners" books will contain not only basic information such as a description of stocks, bonds, mutual funds, ETFs, etc but also action items such as calculators, checklists, evaluation forms for both advisors and advisor recommendations and a list of the most valuable sites on the Web for transforming education into action.
Since a portion of this information will change on a yearly basis we will publish a new Beginners book each year. Join our Alerts Mailing List, at the bottom of this page, to be notified when this book is available.
Category 3: The NAOI Investor Certification Program
Stepping up a level from single books, the NAOI offers comprehensive investor education on a wide range of topics via our original product the "NAOI Individual Investor Certification Program".
Consisting of 5 books as shown at right, this is the gold standard for comprehensive and academically rigorous investor education in the market today. Each book is approximately 150 pages in length resulting in a study course of close to 750 pages of material.
The NAOI Investor Certification Program can be seen as the course in investing that should be offered in every institute of higher learning in America but is not. It is only available from the NAOI.
Note that this Program is periodically refreshed as the field of investing changes. Thus there will be times when it is not available in our online store. The NAOI will not teach outdated techniques and at the current time we are in the process of integrating Dynamic Investment Theory into its content. We will inform you when this update process is completed and the Program is available.
Join our Email Alerts list for immediate notification.
Category 4: Customized Education
The investing public has told us that the one benefit that a financial organization can offer that would give it a massive competitive edge in the field is an objective course in investing education.
They have also told us that they would like to be able to study this course using a hardcopy book with a companion online component. They told us that they were not education "sound bites" presented online or via Webinars. They wanted to be able to study the material at their leisure using a good old-fashion book. Some organizations may find this surprising and perhaps millennials will disagree, but investors of Gen-X and Baby Boomer eras want a book!
The NAOI is ready and able to work with any financial organization who wants to meet this need. We will work with you to create a customized education course that will include both basic investing knowledge as well as how to transform this knowledge into action using YOUR specific investing tools and services. We would closely tie the hardcopy book to your site where students can either get more information on a specific topic or actually access your tools.
The customized course can be branded with your organization's name only or labeled "Created In Cooperation with the NAOI" as shown in the example cover at right. The NAOI is recognized in the market as an objective supplier of quality education and a link with us can add credibility to the offering.
Contact us to discuss how we can work together to provide you with this offering that will help your organization stand-out in a crowded field.
Category 5: College Curricula
The current investor education offerings by academia is nothing short of embarrassing. Most such courses are relegated to Continuing Education and taught by financial salespeople. Since when has academia become a "trade-show" for the financial services industry? It is time to get financial product/service salespeople out of the classroom and time to start teaching investing education in an objective and comprehensive manner - with no sales bias allowed! It is also time to view personal investing as the critical life-skill that it is and move it into mainstream curricula - as part of degreed programs.
The NAOI has developed academically rigorous investing courses that we have taught in the college classroom for years. This is objective investing education that is ready for mainstream academic programs. We are available to work with academic institutions to incorporate this very important subject into degreed programs as well as objective Continuing Education programs.
We are also available to work with online Colleges and Universities to offer the same level of academically rigorous investor education that we offer in the classroom.
The NAOI can assure academic institutions that this will be one of the most popular and over-subscribed classes that you offer. Refer to the Partnership page to learn how Academic Institutions can work with the NAOI to provide the investing education that the public wants and needs.
Customized Education Courses
Surveys of NAOI members and students show that when choosing an advisor or financial firm with whom to work the number one benefit that will attract them is the offering of comprehensive investing education courses. Yet such offerings are rare in the industry. Herein lies a tremendous opportunity for a financial organization or advisor to gain a massive competitive advantage in a crowded field.
The NAOI offers to financial organizations a customized, world-class investor education program that will give any organization that sells investing products and/or services a significant competitive advantage. We will use our basic investment education content combined with education related to your specific products and/or services. And you may elect to give the education program your own brand or retain the NAOI brand to show your affiliation with the nation's most respected investor education association.
As mentioned above, Academia is strangely absent when it comes to providing investor education courses. The NAOI has been teaching investor education courses at the college level for close to two decades. And these are courses not taught by the local financial advisor who is trying to sell his or her services. With an NAOI Academic Partnership we can work with any academic institution to share/license the objective course curricula that we have successfully used for years to teach students this important life skill. Or we can work with an institution to design customized course material. We can assure you that these are classes that will be severely over-enrolled each time they are presented. Refer to the Join Us area of this site where Partnerships are discussed.
The Nation's One-Stop-Shop for Investor Education
You can see from the information on this page that the National Association of Online Investors (NAOI) is the market's primary source for comprehensive, objective and academically rigorous education. We create investing education courses based on the wants and needs of the public - and we constantly are asking for input from the thousands of individuals who are, or have been, NAOI students and members. No other organization even comes close to the variety and quality of investing education products we offer. Please feel free to contact us with any questions and comments or to start a conversation of how we can work together.
Signup to our Update Alerts Email List on the bottom of any page of this site to be alerted to when NAOI Educational Products and Programs become available.